East Meadow, NY · Licensed P&C Agent Since 2003
I'm Dan Ratkewitch, a second-generation insurance agent in East Meadow. My agency covers Long Island families across home, auto, boat, powersports, pets, and life — plus real estate professionals who want closings that don't stall on insurance.
Coverage
Personalized coverage for Long Island families — home and auto, the boat and powersports toys, the pets, and the planning that protects everyone down the line.
Home
Coverage that matches what your home is actually worth to rebuild — not just what you paid for it.
Flood
NFIP and private flood coverage for South Shore homes — Freeport, Long Beach, Lindenhurst, and beyond.
Learn more →Auto
Liability, collision, and comprehensive coverage built around how you actually drive.
Save with a defensive driving course →Boat & Watercraft
On-water and off-season coverage, plus trailer, towing, and fuel delivery options.
Learn more →Powersports
Coverage built for how Long Islanders actually use these — on the trail, at the shore, or in the snow.
Learn more →Pets
Help with vet bills when the unexpected happens, for the family member with four legs.
Life
Planning and preparing for what your family needs if something happens to you.
Umbrella
Extra liability protection above your other policies, and coverage built for rental property.
Also working with real estate, mortgage & title professionals? The Closing Insurance Gaps newsletter is built for you.
Explore the Newsletter →Have a car buyer who got declined for insurance? I place hard-to-insure drivers fast, often the same day.
For Car Dealers →Already insured with us? A NY State-approved defensive driving course can lower your auto premium.
Take the Course →The Newsletter
A monthly note on the small life changes — a new driver, a finished basement, a boat in the driveway — that quietly outgrow the insurance decisions made months ago.
July 2026
Boats, jet skis, finished basements, and a quick way to protect yourself before a claim, not after.
For Real Estate Professionals
If closings are part of your world, this newsletter is worth a look — real insurance pitfalls that delay real estate deals, broken down issue by issue.
Issue 01
The insurance-related snags that most often stall a deal at the finish line — and how to catch each one before it costs you a closing date.
Get a Quote
Real Estate & Referral Partners
Real estate agent, mortgage lender, or title professional? I'll be a direct line for fast binders and an early read on coverage gaps.
Meet the Team
Agency Owner
I'm a second-generation insurance agent based in East Meadow, NY, licensed to write policies throughout New York State. I've helped Long Island families protect what matters most since 2003, and my agency handles home, auto, boat, powersports, pets, life, and specialty coverage — everything from a first apartment to a boat slip. I also work closely with local real estate, mortgage, and title professionals to keep insurance from becoming the reason a closing gets delayed.
Outside the agency, I'm also the founder of My Car Show Radio and Long Island Weather Live — two Long Island-focused media projects born from the same instinct that drives the agency: paying close attention to this community. You can follow along personally on Instagram or YouTube.
Office Manager & Licensed Agent
Christina has been doing this longer than Dan has. She started working for Dan's father when he first opened the agency, earned her insurance license, and became office manager — then helped start this agency with Dan and took over the current East Meadow location when Dan's father retired.
She's the one to sit down with for an in-person appointment or a phone call — customers who want a real person in their corner ask for her by name. Outside the office, she's known for her cinnamon buns and chocolate chip cookies, and for tending her grandfather's heirloom Italian lemon, persimmon, and pomegranate trees right here on Long Island. She and Dan have two sons, student athletes in baseball and basketball.